Own it now,
pay over time
No credit check. No interest. No pressure.
Reserve any piece in our store with as little as $10 down
and take up to 3 months to pay it off.
Simple, flexible, stress-free
Five easy steps to owning the piece you love
Browse our full collection — gold, silver, watches, and custom orders. Every product in the store is available on layaway.
Start with as little as $10. No minimum percentage required — any amount reserves your piece immediately.
Your piece is reserved and safely stored at our store. Nobody else can buy it — it's yours as soon as you finish paying.
Pay weekly, biweekly, or monthly — whatever works for your budget. You have up to 3 months to complete your payments.
Once your balance reaches $0, come in and take your piece home. No waiting, no extra fees — just yours to enjoy.
Small weekly payments that fit your day-to-day budget.
Sync your payments with your paycheck every two weeks.
One payment a month within the 3-month window.
Plan your payments
Enter any price, your deposit, and your preferred payment schedule.
See exactly how much you'll pay and when.
to see your full payment schedule
Call us at (718) 779-0881 or visit us at 4040 82nd Street, Elmhurst.
Layaway vs. Financing
Understand the difference and choose what's right for you
- ✅ No credit card or credit check required
- ✅ Zero interest — ever
- ✅ Price is locked from day one — no increases
- ✅ Start with as little as $10 deposit
- ✅ Pay weekly, biweekly, or monthly
- ✅ You receive the product when fully paid
- ✅ No debt — you own it free and clear
- ❌ Requires credit card or credit approval
- ❌ Interest charges can add up quickly
- ❌ Late fees and penalties if you miss a payment
- ❌ Credit score is checked and may be affected
- ⚠️ You receive the product immediately
- ❌ You pay more than the original price
- ❌ You carry debt until fully paid
Cancellation Policy: If a layaway is cancelled or not completed within the 3-month period, all payments made are converted to store credit — valid toward any product in our store. All layaway payments are non-refundables.
Start your layaway
today
Visit us at 4040 82nd Street, Elmhurst, Queens.
Pick your piece, leave your deposit, and we'll take care of the rest.
No paperwork. No credit check. Just your piece, reserved for you.